Individual Health & Dental Insurance

Individual Health Insurance

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your needs, and understand your goals. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

Would you like a quick overview and some tips on the ACA? Lisa Martin is the AZ expert on the ACA. Check out her webinar ACA Healthcare Webinar

Did you know that families with employer health coverage may have a new opportunity in 2023 for a premium tax credit on the marketplace? See if you qualify with the Employer Coverage Tool HERE.

Check out the November 2020 podcast on The Parkinson's Experience - Healthcare Insurance Explained with Lisa Martin as a guest with Sheryl Lowenhar.

Shop, Quote and Enroll easily through our enrollment site Health Sherpa. This will avoid those annoying calls from marketplace reps pressuring you to enroll. If you just want to estimate your subsidy, use this link - subsidy estimate.

Individual health insurance open enrollment is November 1st - January 15th, and there is a 60 day special enrollment period following certain life events (i.e. marriage, birth of a child, moving to another state or county, or loss of other health coverage) throughout the year.

NEW Consent Form #1 - for Healthcare.gov broker assistance with the application and changes
Consent #2 for Application Review and Consent

Companies Offering AZ Plans:

Ambetter
- Maricopa, Pima, Pinal, Coconino, Cochise, Gila, Graham, Greenlee, Santa Cruz
Banner Aetna
- Cochise, Coconino, Gila, Maricopa, Pima, Pinal, Yuma
Blue Cross Blue Shield of AZ
- All 15 counties
Cigna
- Maricopa, Yavapai (Connect HMO network)
Imperial Health
- Coconino, Maricopa, Pima, Pinal, Yavapai
Medica
- Maricopa
Oscar
- Maricopa, Pima, Pinal, Santa Cruz
United
- Maricopa, Mohave, Pinal, Pima

Supplemental individual insurance (short term, dental, drug card, etc.) are not restricted to open enrollment. Year-round enrollment is allowed.

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