Everyone tells you short-term health insurance is "cheap coverage." Almost no one tells you what that price actually buys - or what it quietly leaves out. In this episode, I sit down with Kim Anderson of Black Gould / Warner Pacific to pull back the curtain on short-term plans: what they really cover, where the gaps hide, and why 2026's ACA premium shock has more people asking about them than ever. We get into the pre-existing condition loophole most people don't find out about until they file a claim, and the handful of situations where a short-term plan genuinely makes sense - versus the ones where it could leave you exposed. If you've ever wondered whether "cheaper" health insurance is actually a good deal, this episode is for you.
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