Open enrollment for 2027 ACA Marketplace coverage is almost here, and this year brings big changes for Arizona. Lisa is joined by her general agent, Kim Anderson, to break down the most noteworthy changes and what you need to know before choosing a plan. They dig into Cigna leaving the Arizona Marketplace and what that means for current members, plus rate increases of around 25% from some major players.
The good news? Some ACA companies include valuable benefits for people with diabetes and other specific conditions, like $0 insulin, $0 prescriptions, and $0 specialist visits, making it more important than ever to compare plans instead of auto-renewing. They also cover the subsidy cliff, higher out-of-pocket limits, and how pairing a Bronze plan with an HSA could save you money. For employers of any size, Lisa and Kim explain ICHRA (Individual Coverage HRA, renamed CHOICE Arrangements), a growing option that lets businesses reimburse employees for individual health plans, giving more flexibility and cost control than traditional group coverage.
Whether you’re renewing, shopping for the first time, or offering benefits to employees, this episode will help you navigate open enrollment with clarity and confidence.
Watch the full video on YouTube: https://www.youtube.com/watch?v=kynNxyFh66M
Listen on:
Apple Podcasts: https://podcasts.apple.com/us/podcast/make-the-most-of-2027-open-enrollment-%240-perks-tips/id1896881109?i=1000797247817
Spotify: https://open.spotify.com/episode/6CzLUqfrLyO0tgQKbJvj9A