Should you stay on your own ACA marketplace plan, or is it time to offer health insurance to your team? In this episode of The Health Insurance Sherpa, Lisa talks with a small business owner, Brian Howie of PodPopuli, who is weighing that exact decision - with employees in more than one state. We cover:
- The pros and cons of staying on an ACA individual plan
- How a group health plan works - offering 1-2 plan options, participation requirements, premium examples
- The CHOICE Arrangement (formerly ICHRA) - alternative group health option
- Questions every owner should ask before ACA Open Enrollment starts November 1
Whether you're a solo owner or growing a team, this conversation will help you see your options with clarity and confidence.