ECA Financial Services, Inc.
Your Benefits Partner for Life.
Our personal passion is to help businesses attract and retain quality employees by providing meaningful, understandable benefits now and for many years to come.
We provide innovative benefit strategies to match the goals of the business and changing needs of employees, with the evolving insurance industry.
ECA only represents quality insurance companies. We are long-term members of NAIFA and active in the community through various non-profits including St. Mary's Food Bank Community Kitchen, NAIFA-Scottsdale Association, and faith-based organizations. We partner with you every step of the way and will help guide you with thoughtful, candid, knowledgeable advice.
Individual Health Plans
Individual health insurance open enrollment will begin on November 1st, 2018. There is a special enrollment period following certain life events (i.e. marriage, birth of a child, relocation, or loss of other health coverage) throughout the year.
Other types of individual insurance (short term, dental, drug card, etc.) are not restricted to open enrollment. Year-round enrollment is allowed.
- Blue Cross Blue Shield of AZ
- Delta Dental Individual Dental Insurance
- HealthiestYou and TeleDoc
- HSA Bank
- IHC Short Term Health Insurance
- IHC Drug Discount Card
- Secure One Dental Discount Plan
- United Healthcare Individual Plans
Because the content of newsgroups and websites changes constantly, it is impossible for us to review it all. Our firm is not responsible for the content of any of the above links. Please note the information being provided is strictly a courtesy. When you choose this link, you are leaving this site. When you access one of these sites, you assume total responsibility and risk for your use of the site to which you link.
When to Self-Insure
Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?
Travel, Without the Baggage
Tips to avoid checking in luggage on your next vacation.
The Investment Risk No One’s Ever Heard Of
You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.
For homeowners who think their property taxes are too high, there are ways to appeal.
Understanding how capital gains are taxed may help you refine your investment strategies.
Couples may be able to head off many of the problems in a marriage that money can cause.
When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan.
Can you keep up with your children’s mobile slang?
Five creative (and inexpensive) ideas for motivating your employees.
Estimate the total cost in today's dollars of various mortgage alternatives.
This calculator compares the financial impact of leasing versus buying an automobile.
Use this calculator to estimate your capital gains tax.
Use this calculator to assess the potential benefits of a home mortgage deduction.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
There are some key concepts to understand when investing for retirement
The chances of needing long-term care, its cost, and strategies for covering that cost.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
A presentation about managing money: using it, saving it, and even getting credit.
How federal estate taxes work, plus estate management documents and tactics.
Principles that can help create a portfolio designed to pursue investment goals.
Have you found yourself suddenly single? Here are 3 steps to take right now.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
There are a few things to consider when buying or leasing your next vehicle.
If you died, what would happen to your email archives, social profiles and online accounts?
$1 million in a diversified portfolio could help finance part of your retirement.
There are three things to consider before dipping into retirement savings to pay for college.