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Location: 9929 N 95th St #Q110, Scottsdale AZ 85258 
Mailing: 10105 E Via Linda #103-300, Scottsdale AZ 85258

(602) 840-3900

The Power of Tax-Deferred Growth Rightsizing for Retirement When Do You Need a Will? It May Be Time for a Financial Checkup

ECA Financial Services, Inc.

Your Benefits Partner for Life.

Our personal passion is to help businesses attract and retain quality employees by providing meaningful, understandable benefits now and for many years to come.

We provide innovative benefit strategies to match the goals of the business and changing needs of employees, with the evolving insurance industry.

ECA only represents quality insurance companies. We are long-term members of NAIFA and active in the community through various non-profits including St. Mary's Food Bank Community Kitchen, NAIFA-Scottsdale Association, and faith-based organizations. We partner with you every step of the way and will help guide you with thoughtful, candid, knowledgeable advice.

Individual Health Plans

Individual health insurance open enrollment will begin on November 1st, 2018.  There is a special enrollment period following certain life events (i.e. marriage, birth of a child, relocation, or loss of other health coverage) throughout the year.  

Other types of individual insurance (short term, dental, drug card, etc.) are not restricted to open enrollment. Year-round enrollment is allowed.

Because the content of newsgroups and websites changes constantly, it is impossible for us to review it all. Our firm is not responsible for the content of any of the above links. Please note the information being provided is strictly a courtesy. When you choose this link, you are leaving this site. When you access one of these sites, you assume total responsibility and risk for your use of the site to which you link.

Helpful Content

When to Self-Insure

When to Self-Insure

Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?

Travel, Without the Baggage

Travel, Without the Baggage

Tips to avoid checking in luggage on your next vacation.

The Investment Risk No One’s Ever Heard Of

The Investment Risk No One’s Ever Heard Of

You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.


How to Appeal Your Property Taxes

For homeowners who think their property taxes are too high, there are ways to appeal.

A Taxing Story: Capital Gains and Losses

Understanding how capital gains are taxed may help you refine your investment strategies.

Prevent a Rift: Money Tips for Newlyweds

Couples may be able to head off many of the problems in a marriage that money can cause.

Lots of Variables with Fixed-Rate Mortgages

When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan.

Mastering Mobile Lingo

Can you keep up with your children’s mobile slang?

Creative Ways to Motivate Your Employees

Five creative (and inexpensive) ideas for motivating your employees.

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Comparing Mortgage Terms

Estimate the total cost in today's dollars of various mortgage alternatives.

Should I Buy or Lease an Auto?

This calculator compares the financial impact of leasing versus buying an automobile.

Capital Gains Tax Estimator

Use this calculator to estimate your capital gains tax.

Home Mortgage Deduction

Use this calculator to assess the potential benefits of a home mortgage deduction.

How Much Home Can I Afford?

With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.

What Is the Dividend Yield?

This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.

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Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

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Suddenly Single: 3 Steps to Take Now

Have you found yourself suddenly single? Here are 3 steps to take right now.

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

Consider These 3 Things Before Driving Off the Lot

There are a few things to consider when buying or leasing your next vehicle.

Safeguard Your Digital Estate

If you died, what would happen to your email archives, social profiles and online accounts?

What Can a Million Dollars Buy You?

$1 million in a diversified portfolio could help finance part of your retirement.

Should You Tap Retirement Savings to Fund College?

There are three things to consider before dipping into retirement savings to pay for college.

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